| 刘建村1，黄小丹2.农业龙头企业融资担保模式创新及政策支持研究[J].广东农业科学,2017,44(5):161-166 |
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农业龙头企业融资担保模式创新及政策支持研究 |
| Study on financing guarantee mode innovation and policy support for agricultural leading enterprise |
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| DOI：10.16768/j.issn.1004-874X.2017.05.025 |
| 中文关键词: 农业龙头企业 信贷 担保方式 政策支持 |
| 英文关键词: agricultural leading enterprise credit guarantee mode policy support |
| 基金项目: |
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| 摘要点击次数: 1793 |
| 全文下载次数: 858 |
| 中文摘要: |
| 农业龙头企业担保是解决农户贷款难的重要途径，然而在担保过程中龙头企业自身也存在融
资意识薄弱、融资方式单一以及融资偏好不合理等问题，这些问题和挑战成为农户贷款的新障碍，因此龙
头企业必须创新担保模式。通过对龙头企业担保模式创新及政策支持进行分析，认为明晰产权、完善农村
物权交易市场、在龙头企业的组织下组建社区互助担保公司是创新担保方式的重要保障。最后，根据龙头
企业面临的问题和挑战，对龙头企业担保方式创新提出对策建议。 |
| 英文摘要: |
| The credit assurance of agricultural leading enterprises is an important approach to solve the
farmers’ loans difficulty. However，many problems and challenges exist in the process of credit assurance of leading
enterprises. The main problems include weak financing consciousness，single capital raising way and unreasonable
financing preference. The problems and challenges has become the new barriers of farmers’ loans. Thus leading
enterprises must innovate guarantee mode. This paper analysed the leading enterprises’ guarantee mode innovation
and policy support. The paper proposed that clear property rights，perfect rural property rights trading market，
and forming a community mutual guarantee company under the organization of leading enterprises are important
guarantee for innovating guarantee way. Finally，according to the problems and challenges of leading enterprises，
countermeasures and suggestions to get innovation mode of leading enterprises’ financing guarantee were put forward. |
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