| 孙 奥.农民资金互助社规模与社员利益的关系研究[J].广东农业科学,2015,42(16):168-167 |
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农民资金互助社规模与社员利益的关系研究 |
| Study on relationship between farmers’ mutualfund size and members’ benefit |
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| DOI： |
| 中文关键词: 农民资金互助社 合理规模 社员利益 倒U 型 |
| 英文关键词: farmers,mutual fund reasonable size members,benefit inverted U-shaped |
| 基金项目: |
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| 摘要点击次数: 1394 |
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| 中文摘要: |
| 从2006 年开展农民资金互助社组织试点工作以来，虽然农民资金互助社整体发展较快，但是规
模却参差不齐，影响了互助社作为合作金融组织实现社员利益最大化的目标。基于江苏省南京、扬州、盐城3
市51 家农民资金互助社的实地调查结果，在理论分析的基础上，运用实证检验进一步研究农民资金互助社规
模与社员利益的关系。结果发现：社员利益与社员规模、互助社资金规模均存在倒U 型关系，社员利益与贷款
规模呈显著正向关系，农民资金互助社存在合理规模使其社员利益达到最大化。 |
| 英文摘要: |
| Since the farmers’ mutual fund pilot started in 2006，although it develop fast，the size varies among the
farmers’ mutual fund， it affects the realization of union as cooperation financial organization to maximize the benefits
of members. Based on the field survey results of 51 farmers’mutual funds in Nanjing，Yangzhou，Yancheng City of
Jiangsu Province，we further analyzed the relationship by empirical study based on theoretical analysis. The results
showed that the relationship between benefits of members and members of scale，the benefits of members and size of
mutual funds was inverted U-shaped. The interests of members had a significantly positive relationship with the size of
loan. Farmers’ mutual fund had an reasonable size to maximize the interests of members |
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