| 陈晋丽，于丽红，兰庆高.农户土地经营权抵押贷款需求意愿影响因素分析
———基于辽宁省 385 个农户的调查[J].广东农业科学,2014,41(7):214-218 |
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农户土地经营权抵押贷款需求意愿影响因素分析
———基于辽宁省 385 个农户的调查 |
| Influence factors of farmers willingness to ruralland management right mortgageBased on a survey of 385 farmers in Liaoning province |
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| DOI： |
| 中文关键词: 土地经营权 抵押贷款 需求意愿 |
| 英文关键词: rural land management right mortgage |
| 基金项目:国家自然科学基金青年项目（71203147）；教育部
人文社科基金青年项目（11YJC790249）；沈阳市科技局科学计 |
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| 中文摘要: |
| 利用辽宁省14 个市随机抽取的385 个农户的调查数据，实证分析农户土地经营权抵押贷款需求意愿
与特点；采用二元蕴ogistic 模型探寻影响农户土地经营权抵押贷款需求的主要因素。结果表明，教育程度尧贷款经历尧
土地面积尧家庭年收入和对政策的认知与土地经营权抵押贷款需求意愿显著正相关；家庭人口数与土地经营权抵押
贷款需求意愿呈负相关。最后提出促进土地经营权抵押贷款发展的建议。
划项目（F13-315-5-03，F13-315-5-02 |
| 英文摘要: |
| This paper analyzed the farmers demand willingness to rural land management right mortgage by using
survey data of 385 farmers from 14 cities in Liaoning province. Binary ogistic model was used to explore the major factors
influencing farmers demand willingness in rural land management right mortgage. The results showed that education, loans
experience, land area, household income and appreciation of policy had positive correlation to the willingness of farmers to
the policy, while family population had negative correlation to it. Finally proposals promoting the development of rural land
management right mortgage were put forward. willingness of demand |
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