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Survey and analysis on demand for new rural cooperative finance —A case study of financial pilot areas in Panjin city,Liaoning province |
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DOI:10.16768/j.issn.1004-874X.2016.08.030 |
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Abstract: |
In this paper,under the background of Liaoning pilot,samples of 442 farmer households and small micro-enterprises participated in cooperative finance pilot village,town were taken as object to conduct the data via interviews and questionnaires. By constructing discrete data Logistic model,the current farmer’s behavior and the main influencing factors to participate in cooperative financial organization were analyzed.Results showed that farmers’ financial investment channel was wider beyond the traditional production mode at present. At the same time,there was an important constraint in financial cooperation with the elite and rural social vulnerable groups. We put forward to diversify its financial model of cooperation according to farmers’ diversified demand. Further to improve the system of property rights,the internal governance and the external environment standardizing would be the key to guarantee the new financial organization innovation,in order to support agricultural strategy for the government and financial institutions to improve the cooperation of financial policy. |
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