| 【Objective】 Farmers’cooperative is an ideal carrier for rural populations to get rid of poverty and serves
as an effective anti-poverty economic organization. However, as a major way to promote farmers’cooperation and improve
farmers’productivity and creativity, farmers’cooperative is facing fund shortage, financing difficulty and other challenges.
Introducing the idea of supply chain finance into cooperative financing can effectively solve the above-mentioned dilemma,
further disclose the“black box”that farmers’cooperative may encounter when selecting supply chain financing mode, and
explain the selection of financing mode of farmers’cooperative in a new way.【Method】 Six typical cases were analyzed
by case analysis method, and six new modes were established based on two dimensions of financing channel and financing
method, i.e. featured agriculture financing, standardized agriculture financing, upstream featured agriculture financing,
downstream featured agriculture financing, upstream standardized agriculture financing, and downstream standardized
agriculture financing. 【Result】The results showed that among the existing successful cases, regardless of different scales
and directions of farmers’cooperative, an appropriate supply chain financing mode for farmers’cooperative could be found
according to the features of the farmers’cooperative (e.g. amount of funds demanded by farmers’cooperative, financing gap stage and fund demand duration). 【Conclusion】This paper breaks through the limitation of the exploration of economic
performance in the previous researches, and explains the financing mode of farmers’cooperatives from the perspective of
supply chain finance from the source, which provides a reference framework for farmers’cooperatives to choose different
financing modes. |
